Capital City Mortgage, Mortgage Broker, Lincoln, Omaha, NE, Refinance, Lower Rate, Home Loan

(402)489-2099

NEBRASKA MORTGAGE BROKER

Navigating Your Home Financing with Confidence

Whether you’re buying your first home, refinancing, or exploring your options, we provide clear guidance and access to multiple loan programs tailored to Nebraska homebuyers.

Why choose us?

A Different Approach to Home Financing

As independent mortgage brokers, we work for you—not a single bank. We help you understand your options and connect you with loan programs that may fit your situation.

Personalized Guidance

We take time to understand your unique situation and goals, not just your credit score.

Local Nebraska Expertise

Deep knowledge of Nebraska’s housing market, programs, and lending landscape.

Multiple Lender Options

We work with multiple lenders to find the best options for Nebraska homebuyers and owners.

Responsive Service

Clear communication and timely updates throughout your loan process.

What our clients are saying…

Home Loan Products

Explore Your Financing Options

 

We offer access to a variety of loan products. Each has different features, eligibility guidelines, and benefits. Learn more to see which might fit your needs.

Conventional Loans

Flexible financing with competitive terms for qualified borrowers

FHA Loans

Government-backed loans with accessible qualification requirements.

VA Loans

Exclusive benefits for veterans and active military members.

USDA Loans

Zero-down financing for rural and suburban properties.

Jumbo Loans

Financing solutions for higher-priced
properties.

Non-QM Loans

Exclusive benefits for veterans and active military members.

Reverse Mortgage

A valuable financial tool for
homeowners 62 years or older.

 

*Eligibility for loan programs depends on your specific financial situation, credit profile, and property details.
This information is for educational purposes only and does not constitute a commitment to lend.

Local Mortgage Programs

Nebraska’s Trusted Mortgage Resource

We understand Nebraska’s unique housing market, from Lincoln and Omaha’s urban neighborhoods to rural communities across the state. Our local knowledge helps us guide you toward programs that make sense for Nebraska homebuyers.

Nebraska Down Payment Assistance

State and local programs that may help with your down payment.

Multiple Refinance Options

Whether your looking for a lower rate or payment, to take some equity out, or shorten your term, we have a variety of options to review.

Local Market Knowledge

Experience with Nebraska Property types and market conditions.

Farm House - Capital City Mortgage - Mortgage products
Resources

Learn Before You Borrow

Making informed decisions starts with understanding your options. Explore our educational resources to feel confident about your home financing journey.

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Top Mortgage Questions

Answers to the most common questions about the mortgage process.

Today’s Rates

Understand how mortgage rates work and what influences them. 

Market Updates

Stay informed about mortgage market trends and changes.

Nebraska’s Mortgage Broker Advantage:

Fast and Simple Process with Great Rates.

Simplify My Mortgage

Working with a mortgage broker gives Nebraska homebuyers a real advantage in today’s market. Unlike a single mortgage lender, a broker works for you, comparing rates, terms, and programs from multiple lenders to find the best fit for your goals. Whether you’re in Omaha, Lincoln, or anywhere in Nebraska, a broker can help you access exclusive programs and competitive pricing you won’t find at one bank. This often means lower rates, fewer fees, and a faster path to pre-approval, helping you move confidently when the right home appears.

An experienced Nebraska mortgage broker also brings local knowledge and personal guidance every step of the way. From explaining Conventional, FHA, VA, and USDA loans to navigating underwriting and appraisal, your broker makes the process clear and stress free. You’ll have one dedicated expert focused on making your home purchase or refinance smooth, efficient, and built around your goals. Start your pre-approval today with a trusted Nebraska mortgage broker.

Ready to Explore Your Financing?

Get a personalized quote to see what loan options may be available for your situation.

Or call us directly:

  • 402-489-2099

Comparing Your Options?

Everyones financial circumstances and overall goals are different. Depending on your situation, a Conventional, FHA, VA,  USDA or other loans might offer the best advantage. We can help you understand how these options compare.