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Maximize Your Loan Potential with Capital City Mortgage – Your Trusted Mortgage Broker in Lincoln and Omaha, NE

The Capital City Mortgage Team is your premier mortgage broker team located in Lincoln and Omaha, Nebraska.

We are dedicated to helping our clients optimize their income, assets, and credit to maximize their loan potential. Our team of experienced professionals is committed to providing exceptional service and personalized attention to every client.

We offer a wide range of loan options, including FHA, USDA, Conventional, and VA Loans, to help you find the perfect fit for your unique financial situation. Whether you’re a first-time homebuyer or an experienced homeowner looking to refinance, we can help you achieve your goals.

At Capital City Mortgage, we understand that buying a home is one of the biggest financial decisions you’ll ever make. That’s why we’re here to guide you through every step of the process. From pre-approval to closing, we’ll be with you every step of the way to ensure a smooth and stress-free experience.

We believe that every client deserves personalized attention and expert guidance. That’s why we take the time to understand your specific needs and tailor our services to meet them. Whether you’re looking for a low down payment option or a loan with a low-interest rate, we can help you find the perfect solution.

With our offices located in Omaha and Lincoln, NE, we are able to serve the entire state of Nebraska, and we look forward to helping you achieve your dreams of homeownership. Contact us today to learn more about our services and how we can help you get the loan you need to buy the home of your dreams.

Nebraska Mortgage Options

Nebraska residents have several mortgage options available to them. Conventional mortgages, with low down payments. FHA loans, require a smaller down payment and are generally easier to qualify for. VA loans are available to eligible active-duty military personnel and veterans. USDA loans help borrowers in rural areas with low to moderate-income purchase homes. Additionally, Nebraska residents may be eligible for various state and local first-time homebuyer programs and down payment assistance programs.

Lincoln Mortgage Options

Residents of Lincoln, NE can choose from a variety of mortgage options. Traditional mortgages are available with low down payments. An FHA loan is also an option, requires a lower down payment, and is generally easier to qualify for. VA loans are available to eligible active-duty military and veterans. USDA loans help rural low- to moderate-income home buyers. Additionally, Lincoln, Nebraska residents may be eligible for several state and local first-time buyer and down payment assistance programs.

Omaha Mortgage Options

Residents of Omaha, NE can choose from a variety of mortgage options. Traditional mortgages are available with low down payments. FHA loans are also an option, require a lower down payment, and are generally easier to qualify for. VA loans are available to eligible active-duty military and veterans. USDA loans help rural low- to moderate-income homebuyers. In addition, Omaha, Nebraska residents may be eligible for several state and local first-time buyer and down payment assistance programs.

Top Mortgage Questions

Kandi Slocum
Kandi Slocum
September 3, 2023
I worked for a local business for 5 years and in January bought it from the owners. Even though I was still paying myself in the form of a W2 it was hard to find a lender willing to use my income which made finding what we needed near impossible..Capital City went above and beyond. They got us a great rate, kept in communication with us, made submitting documents easy even though we are a little over an hour away. There was even an issue where we need a quick late night decision and despite it being after 7 on a Friday they figured it out for us. I dont forsee moving again buy if we did we would use them again!
Christopher Slocum
Christopher Slocum
August 29, 2023
Great company made the home buying process easy
Chad Gerk
Chad Gerk
September 29, 2022
Want the best rate possible? Want someone that truly has your best interest at heart? Want someone that treats you like a human being and not just a number or paycheck?? Not only is Lynette a great person, she has built a great company!! Look no farther than Capitol City Mortgage for all your financing options!! They are beyond wonderful!! Once we found them, we wont even consider going or looking elsewhere!! You wont be disappointed!!
Benji Martens
Benji Martens
November 21, 2021
Great communication, quick and very professional!
Marcus Schmidt
Marcus Schmidt
July 19, 2020
As a repeat customer I have had all positive experiences. Lynette is always helpful and informative. She has always provided me options and is straight forward with what is best.
Antoinette Martin
Antoinette Martin
July 15, 2019
Capital City Mortgage are one of the best broker shops in Nebraska. They always offer elite client service and are able to get loans to the closing table on time. I can truly attest that if your in the Lincoln, NE area there's no better broker to go with for your loan!
Karla Valdez
Karla Valdez
April 3, 2019
Capital city mortgage was very professional at getting things done in a timely manner. The staff is great to work with. I would recommend them to any persons looking for a mortgage company .

Capital City Mortgage –

Lincoln Office NMLS # 3320

402-489-2099

Capital City Mortgage –

Omaha Office NMLS # 2392854

402-489-2099

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