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Maximize Your Loan Potential with Capital City Mortgage – Your Trusted Mortgage Broker in Lincoln and Omaha, NE
The Capital City Mortgage Team is your premier mortgage broker team located in Lincoln and Omaha, Nebraska.
We are dedicated to helping our clients optimize their income, assets, and credit to maximize their loan potential. Our team of experienced professionals is committed to providing exceptional service and personalized attention to every client.
We offer a wide range of loan options, including FHA, USDA, Conventional, and VA Loans, to help you find the perfect fit for your unique financial situation. Whether you’re a first-time homebuyer or an experienced homeowner looking to refinance, we can help you achieve your goals.
At Capital City Mortgage, we understand that buying a home is one of the biggest financial decisions you’ll ever make. That’s why we’re here to guide you through every step of the process. From pre-approval to closing, we’ll be with you every step of the way to ensure a smooth and stress-free experience.
We believe that every client deserves personalized attention and expert guidance. That’s why we take the time to understand your specific needs and tailor our services to meet them. Whether you’re looking for a low down payment option or a loan with a low-interest rate, we can help you find the perfect solution.
With our offices located in Omaha and Lincoln, NE, we are able to serve the entire state of Nebraska, and we look forward to helping you achieve your dreams of homeownership. Contact us today to learn more about our services and how we can help you get the loan you need to buy the home of your dreams.
Nebraska Mortgage Options
Nebraska residents have several mortgage options available to them. Conventional mortgages, with low down payments. FHA loans, require a smaller down payment and are generally easier to qualify for. VA loans are available to eligible active-duty military personnel and veterans. USDA loans help borrowers in rural areas with low to moderate-income purchase homes. Additionally, Nebraska residents may be eligible for various state and local first-time homebuyer programs and down payment assistance programs.
Lincoln Mortgage Options
Residents of Lincoln, NE can choose from a variety of mortgage options. Traditional mortgages are available with low down payments. An FHA loan is also an option, requires a lower down payment, and is generally easier to qualify for. VA loans are available to eligible active-duty military and veterans. USDA loans help rural low- to moderate-income home buyers. Additionally, Lincoln, Nebraska residents may be eligible for several state and local first-time buyer and down payment assistance programs.
Omaha Mortgage Options
Residents of Omaha, NE can choose from a variety of mortgage options. Traditional mortgages are available with low down payments. FHA loans are also an option, require a lower down payment, and are generally easier to qualify for. VA loans are available to eligible active-duty military and veterans. USDA loans help rural low- to moderate-income homebuyers. In addition, Omaha, Nebraska residents may be eligible for several state and local first-time buyer and down payment assistance programs.
Top Mortgage Questions
What is an escrow account in a mortgage?
Purchasing a home is a significant financial decision, and most homeowners rely on a mortgage to fulfill their dream. However, the mortgage process can be complex, filled with unfamiliar terms and concepts. One such term is an escrow account. If you are a first-time...
Can I get a mortgage if I’m self-employed?
Being self-employed comes with several advantages that many individuals find appealing. However, for those considering homeownership, there may be some concerns regarding mortgage eligibility. Rest assured, it is indeed possible for self-employed borrowers to secure a...
How do I improve my credit score?
Your credit score is a critical factor that lenders use to determine your creditworthiness and assess your risk level as a borrower. Whether you're looking to apply for a mortgage, car loan, or credit card, having a good credit score is crucial for obtaining favorable...
What is Mortgage Insurance?
Purchasing a home is often considered one of life's biggest investments. However, not everyone can afford to pay the full purchase price upfront. To bridge this financial gap, most individuals rely on mortgages, which are loans offered by financial institutions for...
What is a pre-approval for a mortgage?
Obtaining a mortgage is a significant step towards owning a home. However, understanding mortgage terminologies and processes can be overwhelming, especially for first-time buyers. One of the crucial steps in the mortgage journey is getting a mortgage pre-approval. In...
How do mortgages work
For many individuals, owning a home is a lifelong dream. However, the thought of navigating the complex world of mortgages can be overwhelming. Understanding how mortgages work is crucial to making informed decisions and achieving your homeownership goals. In this...
Why you should work with a local mortgage broker in Nebraska
When it comes to purchasing a home in Nebraska, choosing the right mortgage lender is a crucial decision. While big banks and nationwide lenders may seem like attractive options due to their advertised low prices, working with a local, independent mortgage broker can...
How does your credit score affect your mortgage rate?
When it comes to buying a home, your credit score plays a crucial role in determining the interest rate you’ll be offered on your mortgage loan. Whether you’re a first-time homebuyer or a seasoned homeowner looking to refinance, understanding how your credit score...
What are the Benefits of using an Omaha Mortgage Broker?
Are you considering purchasing a home in Omaha, Nebraska? Navigating the mortgage process can be overwhelming, but fortunately, there is a professional who can simplify it for you: an Omaha Mortgage Broker. We will explore the numerous benefits of using an Omaha...
Capital City Mortgage –
Lincoln Office NMLS # 3320
402-489-2099
Mortgage Updates
The Top 5 Tips for Improving Your Credit Score
Your credit score plays a crucial role in your financial life. Whether you're looking to buy a house, finance a car, or even apply for a credit card, a good credit score can open doors to better interest rates and favorable financial opportunities. Here are the top...
How Mortgage Payments are Calculated
For many people, owning a home is a dream that requires financial planning and careful consideration. One of the most important aspects of homeownership is understanding how mortgage payments are calculated. While the process may seem complex, this blog post will...
When to get a mortgage pre-approval
Buying a home is a significant investment, and before embarking on your search, securing a mortgage pre-approval is crucial. This step provides clarity on your borrowing capacity and potential loan options. This will help streamline your property search. However,...