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Maximize Your Loan Potential with Capital City Mortgage – Your Trusted Mortgage Broker in Lincoln and Omaha, NE
The Capital City Mortgage Team is your premier mortgage broker team located in Lincoln and Omaha, Nebraska.
We are dedicated to helping our clients optimize their income, assets, and credit to maximize their loan potential. Our team of experienced professionals is committed to providing exceptional service and personalized attention to every client.
We offer a wide range of loan options, including FHA, USDA, Conventional, and VA Loans, to help you find the perfect fit for your unique financial situation. Whether you’re a first-time homebuyer or an experienced homeowner looking to refinance, we can help you achieve your goals.
At Capital City Mortgage, we understand that buying a home is one of the biggest financial decisions you’ll ever make. That’s why we’re here to guide you through every step of the process. From pre-approval to closing, we’ll be with you every step of the way to ensure a smooth and stress-free experience.
We believe that every client deserves personalized attention and expert guidance. That’s why we take the time to understand your specific needs and tailor our services to meet them. Whether you’re looking for a low down payment option or a loan with a low-interest rate, we can help you find the perfect solution.
With our offices located in Omaha and Lincoln, NE, we are able to serve the entire state of Nebraska, and we look forward to helping you achieve your dreams of homeownership. Contact us today to learn more about our services and how we can help you get the loan you need to buy the home of your dreams.
Nebraska Mortgage Options
Nebraska residents have several mortgage options available to them. Conventional mortgages, with low down payments. FHA loans, require a smaller down payment and are generally easier to qualify for. VA loans are available to eligible active-duty military personnel and veterans. USDA loans help borrowers in rural areas with low to moderate-income purchase homes. Additionally, Nebraska residents may be eligible for various state and local first-time homebuyer programs and down payment assistance programs.
Lincoln Mortgage Options
Residents of Lincoln, NE can choose from a variety of mortgage options. Traditional mortgages are available with low down payments. An FHA loan is also an option, requires a lower down payment, and is generally easier to qualify for. VA loans are available to eligible active-duty military and veterans. USDA loans help rural low- to moderate-income home buyers. Additionally, Lincoln, Nebraska residents may be eligible for several state and local first-time buyer and down payment assistance programs.
Omaha Mortgage Options
Residents of Omaha, NE can choose from a variety of mortgage options. Traditional mortgages are available with low down payments. FHA loans are also an option, require a lower down payment, and are generally easier to qualify for. VA loans are available to eligible active-duty military and veterans. USDA loans help rural low- to moderate-income homebuyers. In addition, Omaha, Nebraska residents may be eligible for several state and local first-time buyer and down payment assistance programs.
Top Mortgage Questions
How do mortgages work
For many individuals, owning a home is a lifelong dream. However, the thought of navigating the complex world of mortgages can be overwhelming. Understanding how mortgages work is crucial to making informed decisions and achieving your homeownership goals. In this...
Why you should work with a local mortgage broker in Nebraska
When it comes to purchasing a home in Nebraska, choosing the right mortgage lender is a crucial decision. While big banks and nationwide lenders may seem like attractive options due to their advertised low prices, working with a local, independent mortgage broker can...
How does your credit score affect your mortgage rate?
When it comes to buying a home, your credit score plays a crucial role in determining the interest rate you’ll be offered on your mortgage loan. Whether you’re a first-time homebuyer or a seasoned homeowner looking to refinance, understanding how your credit score...
What are the Benefits of using an Omaha Mortgage Broker?
Are you considering purchasing a home in Omaha, Nebraska? Navigating the mortgage process can be overwhelming, but fortunately, there is a professional who can simplify it for you: an Omaha Mortgage Broker. We will explore the numerous benefits of using an Omaha...
What are the closing costs for a mortgage?
When taking out a mortgage to purchase a home, it's important to understand all the associated costs involved in the transaction. One crucial aspect to consider is the closing costs. These are fees and charges that homebuyers are required to pay when closing the...
How long does it take to get approved for a mortgage?
Applying for a mortgage can be daunting, especially if you are a first-time homebuyer. The process can often feel overwhelming, from gathering all the necessary documents to waiting for the lender's decision. One of the biggest questions that homebuyers have is, "How...
What mortgage can I afford?
Buying a home is a significant financial decision that requires careful consideration and planning. One of the most crucial factors to consider is determining what mortgage you can afford. Getting a mortgage that suits your financial situation is vital to ensure your...
Capital City Mortgage –
Lincoln Office NMLS # 3320
402-489-2099
Mortgage Updates
Unlocking the Secrets of a Mortgage Refinance
For many homeowners, a mortgage is one of the biggest financial commitments they will make in their lifetime. As the years go by, circumstances change, and it's natural to wonder if there's a way to optimize that commitment. That's where a mortgage refinance comes...
The Student Loans Pause is Over. Now What?
On March 25, 2020, the U.S. Congress passed a landmark legislation known as the CARES Act, which was subsequently signed into law on March 27, 2020. This pivotal act allocated a staggering $2.2 trillion in economic relief to counter the dire effects of the COVID-19...
How do mortgages work
For many individuals, owning a home is a lifelong dream. However, the thought of navigating the complex world of mortgages can be overwhelming. Understanding how mortgages work is crucial to making informed decisions and achieving your homeownership goals. In this...