Reverse Mortgage
Unlock your home’s equity with a reverse mortgage from Capital City Mortgage. Enjoy financial freedom with no monthly payments. Local, trusted experts in Nebraska!
At Capital City Mortgage, we understand that your home is more than just a place to live—it’s a valuable asset that can help you achieve financial freedom during your retirement years. A reverse mortgage can provide peace of mind, supplement your income, and allow you to enjoy the retirement you deserve.
What is a Reverse Mortgage?
A reverse mortgage is a unique financial solution designed for homeowners aged 62 and older. It allows you to convert part of your home equity into tax-free funds without the need to sell your home or take on monthly mortgage payments. The loan is repaid only when you move out, sell the home, or pass away, giving you the flexibility to use your money as you see fit while continuing to live in your cherished home.
The Benefits of a Reverse Mortgage
Supplement Your Income
Retirement should be a time to relax and enjoy life, but financial concerns can sometimes get in the way. A reverse mortgage provides you with extra cash that can be used for daily expenses, home improvements, medical bills, travel, or anything else you need to enhance your lifestyle.
Stay in Your Home
One of the biggest advantages of a reverse mortgage is that you can continue living in the place you love. There are no monthly mortgage payments required, as long as you meet the loan terms, such as keeping up with property taxes, insurance, and maintenance.
Flexible Payout Options
Every retiree has unique financial needs, which is why a reverse mortgage offers flexible ways to access your funds. You can choose to receive a lump sum, monthly payments, or a line of credit that you can tap into when needed. This flexibility allows you to create a financial plan that best suits your goals.
Why Choose Capital City Mortgage?
Trusted Local Experts
At Capital City Mortgage, we take pride in serving our Nebraska community. With offices in Lincoln and Omaha, we are dedicated to providing personalized service and expert guidance tailored to your unique financial situation.
Transparent and Honest Process
We believe in clear, straightforward communication. Our team will walk you through every step of the reverse mortgage process, answering all your questions and ensuring that you feel confident and informed. We prioritize your financial well-being and will help you determine if a reverse mortgage is truly the right solution for you.
A Commitment to Your Future
We don’t just process loans—we build lasting relationships. Our team is here to support you before, during, and after your reverse mortgage journey, ensuring that you feel secure in your decision.
Get Started Today
If you’re curious about whether a reverse mortgage is right for you, we’re here to help! Contact Capital City Mortgage for a free consultation with one of our friendly experts. We’ll take the time to understand your needs, answer your questions, and guide you through your options with honesty and care.
Don’t let financial worries hold you back from the retirement you deserve. Call us today or fill out our online form to take the first step toward financial freedom!
Lincoln, NE
Omaha, NE
Nebraska
Living in Nebraska’s capital city means you have access to a vibrant community with excellent healthcare, cultural attractions, and a welcoming atmosphere. A reverse mortgage can help Lincoln residents stay in their beloved homes while enjoying financial flexibility to take full advantage of everything the city has to offer.
Omaha’s thriving economy, strong sense of community, and outstanding local amenities make it a great place to retire. With a reverse mortgage, Omaha homeowners can free up additional funds to enjoy everything from the Henry Doorly Zoo to the city’s exciting dining and entertainment scene, all while staying in their cherished homes.
No matter where you live in Nebraska—whether in a small town or a larger city—a reverse mortgage can provide financial security and independence. With Nebraska’s affordable cost of living and strong community values, leveraging your home equity can help you enjoy a more comfortable and fulfilling retirement.
Reverse Mortgage Loan
Financial Security & Flexibility
Access tax-free cash from your home equity to supplement your retirement income, cover medical expenses, or enjoy more financial freedom—all without monthly mortgage payments.
Local Expertise
As a Nebraska-based lender with offices in Lincoln and Omaha, we provide hands-on guidance and customized solutions to ensure you make the best decision for your future.
Trusted & Transparent Process
With our commitment to ethical lending and clear communication, we make the reverse mortgage process simple, ensuring you understand every step with no hidden surprises.
Discover Tailored Solutions For Your Home
At Capital City Mortgage, we understand that every financial journey is unique. Our expert team is committed to providing personalized guidance that aligns with your specific needs. From competitive rates to customized plans, we are here to empower you with the knowledge and resources to make informed decisions. Start your path to homeownership today and experience the difference of a mortgage designed just for you.