Capital City Mortgage, Mortgage Broker, Lincoln, Omaha, NE, Refinance, Lower Rate, Home Loan

(402)489-2099

Home 9 About Us

About Us

Capital City Mortgage is a trusted Nebraska mortgage broker dedicated to clear guidance, local expertise, and personalized home financing solutions for buyers and homeowners.

Our Story

Helping Nebraska Families Find Their Path Home

As independent mortgage brokers serving Nebraska and surrounding areas, our work is built on a simple belief: home financing should be clear, educational, and tailored to the individual.

Too often, borrowers feel overwhelmed by terminology, unsure of their options, or pressured into decisions that do not fully align with their goals. We set out to change that experience by creating a process centered on understanding, transparency, and thoughtful guidance.

Unlike banks and direct lenders that can offer only their own loan products, we work with a wide network of wholesale lending partners. This flexibility allows us to explore multiple loan options and help identify programs that may align with your financial profile, long-term plans, and comfort level.

Over the years, we’ve helped first-time buyers understand the path to homeownership, guided veterans through the advantages of VA loans, assisted families exploring down payment assistance, and worked with homeowners evaluating refinancing opportunities. No two situations are the same, and we approach each one with fresh perspective and genuine care.

CCM - Capital City Mortgage - Lincoln, NE - Omaha, NE - Nebraska
About Us - Capital City Mortgage - Lincoln, NE - Omaha, NE - Nebraska
Broker Advantage

Why Work With a Mortgage Broker?

When you work with a bank or direct lender, you are limited to their specific loan offerings. As mortgage brokers, we provide access to a broader range of options by working with multiple lending partners.

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Multiple Lender Access

We compare loan options across several lenders to help identify solutions that may fit your needs.

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Personal Attention

You work directly with experienced professionals who know your file, not a call center.

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Objective Guidance

We are not tied to a single institution or product, allowing us to focus on what may work best for your situation.

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Objective Guidance

We are not tied to a single institution or product, allowing us to focus on what may work best for your situation.

Our Values

How We Approach Every Client Relationship

These principles guide how we work with every family we serve.

Education First

We believe informed borrowers make confident decisions. We take the time to explain your options clearly, without pressure or unnecessary jargon.

Personalized Service

Every financial situation is unique. We tailor our guidance to your specific goals, timeline, and circumstances.

Integrity Always

We present options honestly, including the trade-offs. Our guidance is based on what may align best with your goals, not what is easiest.

Responsive Communication

Buying or refinancing a home can feel stressful. We stay accessible, provide timely updates, and make sure your questions are answered along the way.

Ready to Explore Your Financing?

Get a personalized quote to see what loan options may be available for your situation.

Or call us directly:

  • 402-489-2099

Comparing Your Options?

Everyones financial circumstances and overall goals are different. Depending on your situation, a Conventional, FHA, VA,  USDA or other loans might offer the best advantage. We can help you understand how these options compare.