by MtgGuy | Jan 27, 2025 | Mortgage Updates
Embarking on the journey to homeownership is an exciting milestone, but before you can unlock the door to your dream home, you need to ensure your financial foundation is solid. One of the most crucial elements in this process is your credit score. Your credit score...
by MtgGuy | Oct 30, 2024 | Mortgage Updates
A trigger lead is a type of marketing lead sold by credit bureaus to lenders and mortgage companies. When someone applies for a mortgage and their credit report is pulled, it can act as a “trigger” for the credit bureaus to sell that consumer’s information...
by MtgGuy | Aug 30, 2024 | Mortgage Updates
In the ever-evolving world of mortgage finance, finding the best deal is paramount for homebuyers. The 2024 Channel Study, conducted by Polygon Research for United Wholesale Mortgage and Willow Canyon Advisors, sheds new light on why working with a broker,...
by MtgGuy | Aug 27, 2024 | Mortgage Updates
When you think of Private Mortgage Insurance (PMI), your first reaction might be a sigh of frustration. After all, it’s an extra cost added to your monthly mortgage payment. But what if I told you that PMI could actually be one of the most powerful tools in your...
by MtgGuy | Aug 3, 2024 | Mortgage Updates
Buying a home is one of the most significant financial decisions you can make, and it’s natural to want to time your purchase perfectly. Many prospective buyers hold off, hoping for interest rates to dip before they take the plunge. However, this strategy can...
by MtgGuy | May 22, 2024 | Mortgage Updates
Embarking on the journey of purchasing your first home is a thrilling and sometimes daunting experience. As a first-time homebuyer, you may face challenges ranging from understanding financial jargon to navigating the complexities of the housing market. However, with...