Lincoln Mortgage Programs
Simplify your mortgage by optimizing your income, assets, and credit
Lincoln Home Loan Programs
In Lincoln, NE, the array of mortgage options mirrors the diverse needs of borrowers and the varied scenarios that necessitate mortgages in this vibrant area.
Here at Capital City Mortgage, we are dedicated to providing these broad options because we understand that every borrower and every transaction is unique. The dynamics of purchasing a home differ from those of refinancing, and FHA Mortgages offer distinct advantages compared to conventional mortgages. As committed mortgage specialists, we devote our full attention to guiding borrowers through the intricacies of mortgage loans. Our focus remains steadfastly on mortgages alone, without any distractions or pressures to cross-sell or up-sell other products. Given the significant shifts in the mortgage industry in recent years, having a local Licensed Mortgage Broker by your side is absolutely crucial for navigating this complex market.
Lincoln Purchase Loans
When it comes to purchasing your home, you have a multitude of options to choose from. In Lincoln, the most sought-after and advantageous mortgage choices include Conventional, FHA, and VA mortgages.
Lincoln Conventional Loans
The most common type of home loan we offer in Lincoln, NE is a conventional, conforming loan. These mortgage loans are underwritten according to the guidelines set by Fannie Mae and Freddie Mac. Since they follow uniform underwriting guidelines, the loans can be sold on the secondary market.
Lincoln VA Loans
Whether you’re looking for a VA Loan in Lincoln, NE to purchase a new home or refinance your existing one, we are here to guide you through the process and help you secure the best financing options available.
Lincoln Refinance Loans
Residents in Lincoln, NE can find numerous benefits from a refinance loan in various situations. Whether your goal is to reduce payments, consolidate debt, or remove a co-borrower from a loan, we offer a range of solutions tailored to your needs.
Lincoln FHA Loans
Are you searching for an FHA Loan with a great rate and flexible guidelines? Capital City Mortgage partners with top FHA Lenders to offer competitive rates, fast turn times, and loan options that accommodate a range of borrower needs.
Lincoln USDA Loans
Dreaming of owning a home near the charming city of Lincoln, Nebraska? Look no further than USDA Loans, the ideal solution to turn your homeownership dreams into reality. With no down payment requirement, you can achieve your goal of owning a home with ease.
Lincoln Mortgage Rates
Searching for mortgage rates in Lincoln, NE? It’s crucial to consider the factors influencing your interest rate, including your credit score, loan type, and prevailing market conditions. These elements can significantly impact the rates available to you, so it’s wise to stay informed and make informed decisions.