by MtgGuy | Jan 27, 2025 | Mortgage Updates
Embarking on the journey to homeownership is an exciting milestone, but before you can unlock the door to your dream home, you need to ensure your financial foundation is solid. One of the most crucial elements in this process is your credit score. Your credit score...
by MtgGuy | Oct 30, 2024 | Mortgage Updates
A trigger lead is a type of marketing lead sold by credit bureaus to lenders and mortgage companies. When someone applies for a mortgage and their credit report is pulled, it can act as a “trigger” for the credit bureaus to sell that consumer’s information...
by MtgGuy | Aug 30, 2024 | Market Update
Scott Bradley Brixen August 30, 2024 It’s time to start cutting rates, said Fed Chairman Jerome Powell in his speech from Jackson Hole last Friday. Anticipating this policy shift, mortgage rates have already moved more than 1% lower in the last four months, improving...
by MtgGuy | Aug 30, 2024 | Mortgage Updates
In the ever-evolving world of mortgage finance, finding the best deal is paramount for homebuyers. The 2024 Channel Study, conducted by Polygon Research for United Wholesale Mortgage and Willow Canyon Advisors, sheds new light on why working with a broker,...
by MtgGuy | Aug 27, 2024 | Mortgage Updates
When you think of Private Mortgage Insurance (PMI), your first reaction might be a sigh of frustration. After all, it’s an extra cost added to your monthly mortgage payment. But what if I told you that PMI could actually be one of the most powerful tools in your...