by MtgGuy | Oct 25, 2023 | Mortgage Updates
When it comes to purchasing a home, one of the most important aspects to consider is the down payment. Unless you have the ability to pay for a house in cash, a mortgage and down payment will be necessary. But what are your options when it comes to making a down... 
by MtgGuy | Oct 19, 2023 | Mortgage Updates, Top Mortgage Questions
Your credit score is a critical factor that lenders use to determine your creditworthiness and assess your risk level as a borrower. Whether you’re looking to apply for a mortgage, car loan, or credit card, having a good credit score is crucial for obtaining... 
by MtgGuy | Oct 11, 2023 | Mortgage Updates, Top Mortgage Questions
Purchasing a home is often considered one of life’s biggest investments. However, not everyone can afford to pay the full purchase price upfront. To bridge this financial gap, most individuals rely on mortgages, which are loans offered by financial institutions... 
by MtgGuy | Oct 4, 2023 | Mortgage Updates, Top Mortgage Questions
Obtaining a mortgage is a significant step towards owning a home. However, understanding mortgage terminologies and processes can be overwhelming, especially for first-time buyers. One of the crucial steps in the mortgage journey is getting a mortgage pre-approval. In... 
by MtgGuy | Sep 20, 2023 | Mortgage Updates
For many homeowners, a mortgage is one of the biggest financial commitments they will make in their lifetime. As the years go by, circumstances change, and it’s natural to wonder if there’s a way to optimize that commitment. That’s where a mortgage... 
by MtgGuy | Sep 14, 2023 | Mortgage Updates
On March 25, 2020, the U.S. Congress passed a landmark legislation known as the CARES Act, which was subsequently signed into law on March 27, 2020. This pivotal act allocated a staggering $2.2 trillion in economic relief to counter the dire effects of the COVID-19...