by MtgGuy | Nov 15, 2023 | Mortgage Updates, Top Mortgage Questions
Purchasing a home is a significant financial decision, and most homeowners rely on a mortgage to fulfill their dream. However, the mortgage process can be complex, filled with unfamiliar terms and concepts. One such term is an escrow account. If you are a first-time... 
by MtgGuy | Nov 3, 2023 | Mortgage Updates, Top Mortgage Questions
Being self-employed comes with several advantages that many individuals find appealing. However, for those considering homeownership, there may be some concerns regarding mortgage eligibility. Rest assured, it is indeed possible for self-employed borrowers to secure a... 
by MtgGuy | Oct 19, 2023 | Mortgage Updates, Top Mortgage Questions
Your credit score is a critical factor that lenders use to determine your creditworthiness and assess your risk level as a borrower. Whether you’re looking to apply for a mortgage, car loan, or credit card, having a good credit score is crucial for obtaining... 
by MtgGuy | Oct 11, 2023 | Mortgage Updates, Top Mortgage Questions
Purchasing a home is often considered one of life’s biggest investments. However, not everyone can afford to pay the full purchase price upfront. To bridge this financial gap, most individuals rely on mortgages, which are loans offered by financial institutions... 
by MtgGuy | Oct 4, 2023 | Mortgage Updates, Top Mortgage Questions
Obtaining a mortgage is a significant step towards owning a home. However, understanding mortgage terminologies and processes can be overwhelming, especially for first-time buyers. One of the crucial steps in the mortgage journey is getting a mortgage pre-approval. In... 
by MtgGuy | Sep 6, 2023 | Mortgage Updates, Top Mortgage Questions
For many individuals, owning a home is a lifelong dream. However, the thought of navigating the complex world of mortgages can be overwhelming. Understanding how mortgages work is crucial to making informed decisions and achieving your homeownership goals. In this...