ATTENTION: SEE IF YOU QUALIFY FOR DOWN PAYMENT ASSISTANCE
Nebraska Down Payment Assistance (DPA) programs help prospective home buyers overcome financial barriers to homeownership. These programs, including FHA 100% CLTV Financing, Conventional 100% Financing, and the Conventional 1% Down Program. These products offer financial support in the form of loans or grants to cover down payments and/or closing costs. By reducing upfront costs and making mortgages more affordable, these programs enable individuals and families with limited savings to qualify for a home loan and achieve their dream of owning a home.
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Maximize Your Loan Potential with Capital City Mortgage – Your Trusted Mortgage Broker in Lincoln and Omaha, NE
Looking for the best mortgage solutions in Lincoln or Omaha, NE? Look no further than Capital City Mortgage. We are your trusted partner in navigating the complexities of the mortgage market, providing tailored solutions to meet your homeownership dreams.
Unlocking Competitive Interest Rates
At Capital City Mortgage, we understand the significance of interest rates in your mortgage journey. Our expert team diligently monitors the market to ensure you get access to the most competitive rates available in Lincoln and Omaha. Whether you’re a first-time homebuyer or refinancing your current mortgage, we strive to secure the lowest rates for you.
Comprehensive Mortgage Loan Options
We offer a wide array of mortgage loan options to suit your unique needs. From conventional loans to FHA and VA home loans, our diverse portfolio caters to individuals and families across Lincoln and Omaha. Our experienced mortgage professionals are here to guide you through each step of the loan process, ensuring you make informed decisions every step of the way.
Your Partner in Financial Wellness
At Capital City Mortgage, we go beyond merely providing mortgage solutions. We are committed to enhancing your financial well-being. Our expertise extends to debt consolidation, refinance options, and reverse mortgages, empowering you to manage your finances effectively and secure a brighter future.
Why Choose Capital City Mortgage?
- Personalized service tailored to your specific needs
- Transparent communication and guidance throughout the loan process
- Extensive experience serving the Lincoln and Omaha communities, and the entire State of Nebraska
- Access to competitive interest rates and a diverse range of loan options
- Commitment to your long-term financial success
- Relationship with multiple mortgage companies and mortgage lenders
Experience the Capital City Mortgage Difference Today
Whether you’re purchasing your dream home or looking to refinance, we are here to make your mortgage journey seamless and stress-free. Contact us today to explore your options and take the first step towards homeownership in Nebraska. Let’s turn your dreams into reality together.
Nebraska Mortgage Options
Nebraska residents have several mortgage options available to them. Conventional mortgages, with low down payments. FHA loans, require a smaller down payment and are generally easier to qualify for. VA loans are available to eligible active-duty military personnel and veterans. USDA loans help borrowers in rural areas with low to moderate-income purchase homes. Additionally, Nebraska residents may be eligible for various state and local first-time homebuyer programs and down payment assistance programs.
Lincoln Mortgage Options
Residents of Lincoln, NE can choose from a variety of mortgage options. Traditional mortgages are available with low down payments. An FHA loan is also an option, requires a lower down payment, and is generally easier to qualify for. VA loans are available to eligible active-duty military and veterans. USDA loans help rural low- to moderate-income home buyers. Additionally, Lincoln, Nebraska residents may be eligible for several state and local first-time buyer and down payment assistance programs.
Omaha Mortgage Options
Residents of Omaha, NE can choose from a variety of mortgage options. Traditional mortgages are available with low down payments. FHA loans are also an option, require a lower down payment, and are generally easier to qualify for. VA loans are available to eligible active-duty military and veterans. USDA loans help rural low- to moderate-income homebuyers. In addition, Omaha, Nebraska residents may be eligible for several state and local first-time buyer and down payment assistance programs.
| Omaha Purchase Loans | Omaha Refinance Loans |
| Omaha Conventional Loans | Omaha FHA Loans |
| Omaha VA Loans | Omaha USDA Loans |
| Omaha Mortgage Rates |
Top Mortgage Questions
How does your credit score affect your mortgage rate?
When it comes to buying a home, your credit score plays a crucial role in determining the interest rate you’ll be offered on your mortgage loan. Whether you’re a first-time homebuyer or a seasoned homeowner looking to refinance, understanding how your credit score...
What are the Benefits of using an Omaha Mortgage Broker?
Are you considering purchasing a home in Omaha, Nebraska? Navigating the mortgage process can be overwhelming, but fortunately, there is a professional who can simplify it for you: an Omaha Mortgage Broker. We will explore the numerous benefits of using an Omaha...
What are the closing costs for a mortgage?
When taking out a mortgage to purchase a home, it's important to understand all the associated costs involved in the transaction. One crucial aspect to consider is the closing costs. These are fees and charges that homebuyers are required to pay when closing the...
How to find a mortgage lender in Omaha?
With so many option available, it can be overwhelming to choose the perfect mortgage lender in Omaha. But don’t worry, we’ve got you covered.
Why you need a mortgage lender in Omaha
A mortgage lender plays a crucial role in the home buying process. They provide the financial assistance you need to purchase your dream home. A good mortgage lender will offer competitive interest rates, a simplified loan process, and proactive communication. With a mortgage lender in Omaha, you will be working with a mortgage professional who understands the local market and can guide you through the complexities of the mortgage process.
How to find a mortgage lender in Omaha
So, how do you find a reliable mortgage lender in Omaha? Here are some tips to get you started:
- Ask for referrals: Ask family, friends, or colleagues who have recently purchased a home in Omaha for recommendations.
- Check Online Reviews: Research mortgage ledners online and read reviews from customers.
- Compare Rates: shop around and compare interest rates, fees, and terms offered by different mortgage lenders.
- Check credentials: ensure that the mortgage lender is licensed and has a good standing with the Nebraska Department of banking and finance.
Get Started Today
Finding a mortgage lender in Omaha doesn’t have to be daunting. By researching, asking the right questions, and comparing options, you can find the perfect mortgage lender to help you achieve your dream of homeownership. Don’t wait any longer – learn the benefits of working with Capital City Mortgage today!
How to find a mortgage lender in Lincoln?
Selecting the perfect Lincoln mortgage lender from the variety of options available can be overwhelming. We can help you with that.
Why You Need a Lincoln Mortgage Lender
A crucial aspect of purchasing a home is having a mortgage lender on your side. They provide the financial guidance and assistance needed to purchase your dream home. Essential qualities of an excellent mortgage lender include competitive interest rates, a straightforward loan application process, and proactive communication.
Partnering with a Lincoln mortgage lender connects you with a mortgage expert well-versed in the local market, guiding you through the complexities of securing a mortgage.
How to Find a Lincoln Mortgage Lender
Here are some tips to help you find a reliable mortgage lender in Lincoln:
- Seek Recommendations: Reach out to family, friends, or colleagues who have recently purchased a home in Lincoln.
- Read Online Reviews: Research and read customer reviews of mortgage lenders online.
- Compare Rates: Do your due diligence and compare terms, fees, and interest rates from different lenders.
- Verify Credentials: Ensure the lender is in good standing with the Nebraska Department of Banking and Finance and holds a valid license.
Kickstart Your Home Buying Journey
Finding a mortgage lender in Lincoln doesn’t have to be daunting. By conducting research, asking the right questions, and weighing your options, you can find the perfect lender to help you achieve your homeownership dreams.
Don’t delay any longer
Take advantage of the benefits offered by Capital City Mortgage today!
Capital City Mortgage –
Lincoln Office NMLS # 3320
402-489-2099
Mortgage Updates
Online Mortgage Pre-Approval
Key Takeaways Online mortgage pre-approval can streamline the home-buying process and save time. The benefits of online mortgage pre-approval include knowing your budget, locking in interest rates, and standing out to sellers. To get started with online mortgage...
Debunking Myths: Clearing Up Common Misconceptions about Mortgage Brokers
Mortgage brokers play a crucial role in the home buying process, yet many common misconceptions and myths surrounding their profession often lead to confusion for potential homebuyers. In this informative blog post, we aim to debunk these myths and clarify the role of...
Navigating Omaha VA Mortgage Rates
When it comes to securing a home loan, especially for veterans, understanding the intricacies of mortgage rates is crucial. In the heart of the Midwest, Omaha, Nebraska, stands as a vibrant city with a rich history. For veterans considering homeownership in this area,...