Mortgage Updates
2026 Mortgage Rate Predictions: What U.S. Homebuyers and Homeowners Should Plan For
Unsure whether to buy, refinance, or wait? These 2026 mortgage rate predictions suggest rates may land in the low 6% range, not back at 3% to 4%. Learn why rate is only one factor, how to plan for any scenario, and how refinancing can keep you flexible.
What Should I Do If I Plan on Buying a Home This Spring in Nebraska?
Thinking about buying a home this spring in Nebraska? This guide covers budgeting, credit, pre approval, loan options, and how to stay prepared for fast markets and unpredictable spring weather.
What Is the Break Even Point on a Refinance and Why It Matters?
Refinancing is not only about getting a lower rate or payment. Understanding the break even point and having a clear plan for your monthly savings or cash out funds can make the difference between a refinance that works and one that disappoints.
How Mortgage Refinance Interest Rates are Determined
When you refinance your mortgage, the interest rate makes all the difference. A lower rate can mean a smaller monthly payment, faster payoff, or thousands of dollars saved over the life of your loan. But how are mortgage refinance interest rates actually determined?…
Temporary Rate Buydowns in Lincoln & Omaha, Nebraska
Temporary Rate Buydowns: Making Homeownership Easier Buying a home is one of the most exciting moments in life. It is also one of the biggest financial commitments you will ever make. For many buyers, the monthly payment is the part that feels the most stressful. You…
Waiting for the Feds to Cut Rates
When it comes to mortgage rates, it sometimes feels like we’re all looking into a crystal ball—trying to guess where things are headed next. This past week gave us a perfect example. Inflation reports moved the market in both directions, and mortgage rates ended up…
Breaking Barriers: A Revolutionary Loan Option for First-Time Homebuyers
Unlocking Homeownership: The 1% Down Mortgage Revolution In today’s challenging real estate market, many aspiring homeowners find themselves trapped between the dream of owning a home and the financial hurdles of traditional down payments. However, a…
Boost Your Credit Score: Essential Steps to Take Before Homeownership
Embarking on the journey to homeownership is an exciting milestone, but before you can unlock the door to your dream home, you need to ensure your financial foundation is solid. One of the most crucial elements in this process is your credit score. Your credit score…
Trigger Leads 101: What They Are and How to Make Them Stop
A trigger lead is a type of marketing lead sold by credit bureaus to lenders and mortgage companies. When someone applies for a mortgage and their credit report is pulled, it can act as a “trigger” for the credit bureaus to sell that consumer’s information…