Mortgage Updates

For most people, buying a house is one of the biggest investments they’ll ever make. It can be a daunting process, with many different factors to consider. One of the key factors...

As you embark on the journey of buying your own home, one of the crucial decisions you'll face is determining the right down payment for your mortgage. The down payment has a...

Obtaining a mortgage can often feel like navigating treacherous waters. The process may seem overwhelming with the myriad of paperwork, financial details, and lender...

Purchasing a new home is an exciting and significant milestone in anyone's life. However, before you start picturing yourself in your dream home, it is crucial to determine your...

Purchasing a home is a significant milestone in many people's lives. However, one of the most common challenges is saving enough money for a mortgage down payment. While it may...

If you're a military veteran or active-duty service member, a VA loan can be an excellent option for financing your home. VA loans are backed by the Department of Veterans...

Summer is a great time to purchase a new home. The weather is nice and the days are long, making it easy to schedule viewings and move in without any weather-related...

Buying your first home is a big step in life and can be a little overwhelming. You've been dreaming of owning your own home for years, but now it's time to make it a reality. One...

Buying a new home can be an exciting and overwhelming experience, especially for first-time buyers. You want to ensure that your investment is protected, and one option many new...

Buying a home is a big decision, and it's easy to get overwhelmed by the process. From finding the perfect neighborhood to securing financing, there are a lot of moving parts to...

When it comes to deciding whether to buy a home or rent, there are many factors to consider. For some people, renting makes sense because it provides more flexibility and less...

Buying a home is one of the biggest financial decisions you'll ever make. It's an exciting time, but it can also be stressful if you're not prepared. That's why it's important to...

When you're buying a home, one of the key steps in the process is getting pre-approved for a mortgage. But is this really necessary? In this blog post, we'll explore the reasons...

When you're buying or selling a home, a home inspection is a crucial part of the process. A home inspection is a thorough evaluation of a home's condition, typically conducted by...

If you're planning to buy a home, getting pre-approved for a mortgage loan is an important first step. Not only will it help you understand how much home you can afford, but it...

If you're in the market for a new home, you might be considering buying new construction. There are many benefits to this option that you won't get with a pre-existing home. In...

Buying or selling a home can be intimidating and stressful, but having the right real estate agent by your side can make all the difference. In a city like Omaha, NE, where the...

Purchasing a new home is a big decision, and navigating the mortgage process can be intimidating, especially for first-time homebuyers. With so many options, processes, and...

Buying a home is one of the biggest investments you will ever make in your life. In a seller's market, where the demand for homes exceeds the supply, the process of finding and...

Buying an older home can be a dream come true for many homeowners. The charm and character of an older home can be hard to resist. However, it's important to weigh the pros and...

One of the top questions we receive is, “How do I know if I can buy a house?” The most straightforward route is to have enough to buy the home outright. This does not work for...

What is a mortgage broker? A mortgage broker is an intermediary between the borrower and lender for the home loan. The broker works directly with the borrower to locate the best...

Private mortgage insurance (PMI) can be a frustrating extra cost for many borrowers. Most people have been conditioned to believe PMI is a negative feature of loans. This is not...

Student loan debt has exploded over the previous three decades. In 1995, the total federal student loan balance was $187 billion. In 2022, the total federal student loan balance...

FHA loans offer many benefits for homeowners. Traditionally, an FHA loan will have more forgiving guidelines than conventional loans.  This allows borrowers with higher debt to...

Why are there home loan limits? The Federal Housing Finance Agency (FHFA) oversees Fannie Mae and Freddie Mac. To conform to the guidelines allowed on Fannie and Freddie loans,...

This year has been a year for the record books! The market shifted quickly after two years of record-low interest rates and rising home prices. As you can see from the chart...