Capital City Mortgage, Mortgage Broker, Lincoln, Omaha, NE, Refinance, Lower Rate, Home Loan

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Home 9 Mortgage Updates ( Page 11 )

Mortgage Updates

Stay informed with Mortgage Updates from Capital City Mortgage. Explore articles covering interest rate trends, mortgage programs, refinancing options, and practical guidance for home buyers and homeowners across Nebraska.

Mortgage Updates

Can Family Help With Your Down Payment?

Family gift funds may help cover a down payment or closing costs. Learn who can give money, what the lender needs, and how to document the transfer.

How Much House Can I Afford Without Stretching My Budget?

A mortgage preapproval shows what you may qualify to borrow, but your comfortable budget may be lower. Learn how to choose a home price that fits real life.

How Much Emergency Savings Should a Homeowner Have?

Homeowners need savings for more than the mortgage. Learn how to set a practical emergency fund and separate unexpected costs from planned maintenance.

Should I buy a home or rent?

Should I buy a home or rent?

When it comes to deciding whether to buy a home or rent, there are many factors to consider. For some people, renting makes sense because it provides more flexibility and less responsibility. For others, buying a home is the better choice because it offers more...

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Should I get pre-approved for a mortgage?

Should I get pre-approved for a mortgage?

When you're buying a home, one of the key steps in the process is getting pre-approved for a mortgage. But is this really necessary? In this blog post, we'll explore the reasons why you should consider getting pre-approved for a mortgage before you start looking for...

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What to expect during a home inspection?

What to expect during a home inspection?

When you're buying or selling a home, a home inspection is a crucial part of the process. A home inspection is a thorough evaluation of a home's condition, typically conducted by a licensed home inspector. It's designed to identify any potential problems or safety...

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What to expect with a pre-approval?

What to expect with a pre-approval?

If you're planning to buy a home, getting pre-approved for a mortgage loan is an important first step. Not only will it help you understand how much home you can afford, but it will also give you an edge in a competitive housing market. In this blog post, we'll walk...

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Comparing Your Options?

Everyones financial circumstances and overall goals are different. Depending on your situation, a Conventional, FHA, VA,  USDA or other loans might offer the best advantage. We can help you understand how these options compare.