What is a pre-approval for a mortgage?
Obtaining a mortgage is a significant step towards owning a home. However, understanding mortgage terminologies and processes can be overwhelming, especially for first-time buyers. One of the crucial steps in the mortgage journey is getting a mortgage pre-approval. In...
Unlocking the Secrets of a Mortgage Refinance
For many homeowners, a mortgage is one of the biggest financial commitments they will make in their lifetime. As the years go by, circumstances change, and it's natural to wonder if there's a way to optimize that commitment. That's where a mortgage refinance comes...
The Student Loans Pause is Over. Now What?
On March 25, 2020, the U.S. Congress passed a landmark legislation known as the CARES Act, which was subsequently signed into law on March 27, 2020. This pivotal act allocated a staggering $2.2 trillion in economic relief to counter the dire effects of the COVID-19...