Capital City Mortgage, Mortgage Broker, Lincoln, Omaha, NE, Refinance, Lower Rate, Home Loan

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Home 9 Mortgage Updates ( Page 12 )

Mortgage Updates

Stay informed with Mortgage Updates from Capital City Mortgage. Explore articles covering interest rate trends, mortgage programs, refinancing options, and practical guidance for home buyers and homeowners across Nebraska.

Mortgage Updates

Can Family Help With Your Down Payment?

Family gift funds may help cover a down payment or closing costs. Learn who can give money, what the lender needs, and how to document the transfer.

How Much House Can I Afford Without Stretching My Budget?

A mortgage preapproval shows what you may qualify to borrow, but your comfortable budget may be lower. Learn how to choose a home price that fits real life.

How Much Emergency Savings Should a Homeowner Have?

Homeowners need savings for more than the mortgage. Learn how to set a practical emergency fund and separate unexpected costs from planned maintenance.

Should I buy a new home or an old home?

Should I buy a new home or an old home?

Buying an older home can be a dream come true for many homeowners. The charm and character of an older home can be hard to resist. However, it's important to weigh the pros and cons before making a decision. Here are the top 5 pros and top 5 cons of buying an older...

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Is it Simple to Qualify for a Home Loan?

Is it Simple to Qualify for a Home Loan?

One of the top questions we receive is, “How do I know if I can buy a house?” The most straightforward route is to have enough to buy the home outright. This does not work for the majority of us. Since most of us require financing to purchase our homes, below is a...

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Why should I use a mortgage broker near me?

Why should I use a mortgage broker near me?

What is a mortgage broker? A mortgage broker is an intermediary between the borrower and lender for the home loan. The broker works directly with the borrower to locate the best lender and loan product to satisfy their needs. While rate is an important part of the...

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Why do I need PMI on my mortgage?

Why do I need PMI on my mortgage?

Private mortgage insurance (PMI) can be a frustrating extra cost for many borrowers. Most people have been conditioned to believe PMI is a negative feature of loans. This is not true. Mortgage insurance is one of the top reasons millions of Americans have been able to...

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Ready to Explore Your Financing?

Get a personalized quote to see what loan options may be available for your situation.

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Comparing Your Options?

Everyones financial circumstances and overall goals are different. Depending on your situation, a Conventional, FHA, VA,  USDA or other loans might offer the best advantage. We can help you understand how these options compare.